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Fees

Loan Processing Fees   


Loan Processing FeesTop of Page

Conventional: 
 Conforming and non-conforming$495
   
Government: 
 FHA/VA$495
 FHA Streamline$395
 VA Streamline$495
 
Additional Expenses:
Pacific Mortgage Processing will provide a detailed invoice to document all expenses.
Additional fees may include the following:
 
  • $15 for each additional overnight Lender package.
  • $10 for each additional copy package.
  • Any charges to Pacific Mortgage Processing for borrower verifications, including 1-900 charges and service fees
  • $50 for preparing and mailing disclosures on FHA/VA loans (optional service)
  • Other extraordinary fees as documented and invoiced
  • Fees are subject to change without advance notice.
 
Pacific Mortgage Processing does not assess charges for cancelled or withdrawn files. Pacific Mortgage Processing does reserve the right to require a prepaid "non-refundable deposit", to be applied to the processing fee at closing, on files that are determined by Pacific Mortgage Processing to have sufficient "closing risk" to warrant such deposit. The borrower may pay this fee at the option of the originator. The customer retains the right to decline payment of this "non-refundable deposit" and pay only for the return of such files.



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